What is OSHC?

OSHC (Overseas Student Health Cover) is an abbreviation of International Student Health Cover.  According to the DIMIA (Department of Immigration and Multicultural and Indigenous Affairs) requirement, all student visa holders must have compulsory student insurance while studying in Australia.

What is the role of OSHC in Australia?

Accident will happen, If an international student in Australia does not purchase medical insurance, an average outpatient visit will cost more than AU$100 and the average hospital stay will cost more than AUD1,000! The cost of Ambulances and emergency surgeries are often even more expensive. The news is often heard that overseas in Australia lose their shirts because of first aid. In order to protect students' lives and property safety, OSHC is an essential measure.

OSHC main content

  • Medical Services on Medicare Benefits Schedule (ex: GP outpatient expenses)

  • Inpatient medical service reimbursement on Medicare Benefits Schedule (ex: surgery cost)

  • Reimbursement of hospital admission fees for private or public hospitals that have agreements with insurance companies

  • Reimbursement for some prescription drugs

  • Ambulance service reimbursement

OSHC does not contain

  • Dentist

  • Plastic surgery

  • Pregnancy

  • Massage

  • Non-doctor prescription drugs

  • Glasses Optometry

  • Medical expenses outside Australia

How to apply

for medical reimbursement?

The insurance companies' reimbursement application process is very similar. You can choose to apply online or apply for a store. The most important thing is to properly preserve the details of each medical expense as a basis for applying for medical reimbursement.

How to apply for surrender of insurance?

When the student's course is completed and he or she intends to leave Australia permanently, if he has an unexpired insurance period and has already booked a return flight ticket, he may apply to the insurance company for surrender!

Australian Student Insurance Company chooses

How to apply for OSHC?

Please contact the Study Adviser at Level Up Studies to provide free Australian student visas and OSHC.



The detailed protection content of each insurance company is subject to the student insurance policy.